Featured read
Pension Review Pack
See old pots, fees, and next steps in one clear report.
UK PENSION ADVICE
Plan Your Pension Better
We review pensions, check transfer risks, and map your retirement income in plain English. Get clear steps for old pots, workplace schemes, and tax-free cash.
FROM THE JOURNAL
Featured pension reads
See old pots, fees, and next steps in one clear report.
Careful read
Transfer Check Notes
For savers
Consolidation Guide
01Quick read
01 Lost Pots
Find small pensions from old jobs and keep the details in one file.
02Cash plan
02 Tax-Free Cash
Plan cash use before you take money from your pension.
03Income check
03 Annuity Rates
Compare income rates at key ages and pot sizes.
UK workers
Transfer Check
UK workers
Retirees
Retirement Forecast
Retirees
TOPICS
Pension topics we cover
See when it starts, what you may get, and how it fits your plan.
GUIDE
State Pension
See when it starts, what you may get, and how it fits your plan.
TIPS
Pension Transfers
Read the checks we make before you move a pension.
GUIDE
Workplace Pots
Keep old and new workplace schemes in view.
TRENDS
Retirement Income
Track cash flow, annuities, and drawdown steps.
pension checks reviewed
250+
pension checks reviewed
average client rating
4.8/5
average client rating
to start a review
12 mins
to start a review
Community
Customer notes
Verified
“Clear advice and no jargon. I finally knew what to do with my old workplace pots.”
H
Helen Park
HR Lead, Kent
Verified
“From first call to report, every step was plain and calm.”
M
Martin Shaw
Site Manager, Sheffield
Verified
“The transfer check saved me from a move that would have cost more than I thought.”
P
Priya Desai
Self-Employed Consultant, Bristol
SPOTLIGHT
Spotlight reports
See likely income at key ages and plan your next move.
Top read
Retirement Forecasts
See likely income at key ages and plan your next move.
02Guide 24
When To Transfer
Know the red flags before you move a pension.
03Guide 25
Cash Before You Retire
Set out tax-free cash choices and how they affect income.
Wide read
Annuity Rate Checks
Compare income by age, health, and pot size.
05Quick note
Lost Pension Pots
Track down old schemes from past jobs.
06For workers
Workplace Pensions
See how current schemes fit your plan.
07Tips
Contribution Planning
Work out how much to add each month.
08Retirees
Spouse Income Plan
Review income options for a partner too.
Questions
Common pension questions
Quick answers before visitors choose a product, service, or next step.
01What does a pension review cover?+
We check your old pots, charges, fund mix, and retirement goals, then show the next steps in plain English.
02Can you check a pension transfer?+
Yes. We look at costs, benefits, and risks before you move money, so you can judge if a transfer fits.
03Do you help with workplace pensions?+
Yes. We help UK workers track workplace schemes, add contributions, and see how each pot may grow.
04Can you compare annuities?+
Yes. We can compare annuity options and show how income changes by age, health, and pot size in plain English.
05How do you handle tax-free cash?+
We explain your cash options, the timing, and the effect on income, so you can plan with less guesswork.
06Do you work with retirees?+
Yes. We help retirees check income plans, review pots, and set clear next steps for the years ahead, with calm, plain steps.
Get pension notes
Join for short pension notes on reviews, transfers, annuities, and cash planning, written in plain English for UK savers.